Basic Choice Checking


You do not need to worry about the number of checks you write or the number of deposits you make. It’s simple and it’s FREE*!

  • FREE* checking account
  • No monthly service charge
  • No minimum balance required
  • Unlimited Checkwriting

Basic Choice Plus Checking


If you regularly maintain higher balances in your checking, consider our BasicChoice Plus Checking Account. This account has no monthly service charges, just like our BasicChoice Checking Account… PLUS… it rewards customers with Plus Privileges when maintaining a daily balance of $1000.

  • FREE* checking account
  • No monthly service charge
  • Unlimited checkwriting

Plus Privileges

  • FREE wallet-style “safety paper” checks
  • FREE money orders or cashier’s checks
  • Preferred loan rates
  • $1000 is required to open the account and a minimum balance of $1000 is required. If your account falls below $1000 at any time during the statement cycle you will not receive Plus Privileges for that statement cycle. If the daily balance falls below $1000 during three consecutive statement cycles, this account will revert to a BasicChoice Checking Account.

Senior Choice Checking


Our SeniorChoice Checking Account is designed especially for our customers who are 55 and older. It is a

  • FREE* checking account
  • No minimum balance
  • No monthly service charge
  • Unlimited checkwriting

Senior Privileges

  • FREE wallet-style “safety paper” checks
  • FREE money orders or cashier’s check
  • $5.00 off your annual safe deposit box rent
  • FREE telephone transfers

Student Choice Checking


If you are a high school or college student this account is for you. A traditional FREE* checking account, which requires no minimum balance and has no monthly service charges, is available to any full-time student (no age requirement) with a parent or guardian as a co-owner of the account.

  • FREE checking account
  • No monthly service charge
  • No minimum balance required
  • Unlimited Checkwriting

For details about FREE ChoiceChecking call us at 540-473-2761 or visit any Bank of Fincastle branch office.

Interest Checking


If you maintain higher balances in your checking account and want to earn a little interest, this account is for you.

  • Earns interest on balances of $500 and above at a tiered rate
  • Unlimited checkwriting
  • $5 monthly fee if the daily balance falls below $500 during the statement cycle

Current InterestChecking NOW Account rates.

For details about specific services, fees, and minimum balance requirements, you can contact us at 540-473-2761 or visit any Bank of Fincastle branch office.