Now is the time to refinance and save money.

Visit one of our loan officers to see if we can save you money with a lower interest rate, currently below 4%.*

Simply apply online below or see Mandi Myers in our Troutville branch or Chris Hollish in the Colonial Mortgage Building at 1645 Roanoke Road in Daleville.

*Rate is based on fixed terms as well as on a credit score of 740, a loan amount of $160,000 and a loan value of 80% or less of appraised value.

Our Online Application is Now Available

The Bank of Fincastle now offers the convenience of an online real-estate application.  Apply from the convenience of your home, twenty-four hours a day, seven days a week. Once you complete the information on the online application, one of our real-estate professionals will be in contact with you shortly.

Residential Mortgages – Apply Here

Whether you are purchasing your first home or looking for a larger home to accommodate a growing family, The Bank of Fincastle can help you find the perfect loan option.

Currently The Bank of Fincastle offers Adjustable Rate Mortgages (ARM). If you don’t expect to stay in your home more than a few years, or if you anticipate a future increase in income, The Bank of Fincastle adjustable rate mortgage may be the best choice for you. You will find lower initial monthly payments, easier qualification requirements, lower initial costs and down payments.

Should this program not be in your best interest The Bank of Fincastle will be pleased to refer you to Colonial Mortgage Company where you will find additional financing options.

Construction Loans – Apply Here

Are you dreaming of building a new house? Let The Bank of Fincastle provide you with the financing you need. We offer construction financing and permanent fixed-rate financing through our affiliate Colonial Mortgage Company where you will benefit with reduced closing costs. So…whether you are building a three-bedroom ranch or four story contemporary on the lake, our experienced loan officers are prepared to guide you through the building process.

Land and Lot Loans – Apply Here

If you wish to buy land to build a new home, purchase land to use for recreation, or secure land for your farm, The Bank of Fincastle can finance your land or lot, providing competitive rates and financing options.  Plus, decisions are made fast and local.

Bridge Loans – Apply Here

Have you found the home of your dreams, but are waiting for your current home to sell?  Would you like to use your current home’s equity to finance your new home?  A bridge loan from The Bank of Fincastle can do just that. Short term financing……to meet your long term goal.
For details about specific loan products, terms, conditions and rates, contact us 473-2761 and speak to Mandi Myers NMLS#2113760 in Troutville or Chris Hollish NMLS#1765317 in the Colonial Mortgage Building in Daleville at 540-966-1235.

Click here to visit our subsidiary, Colonial Mortgage Company.