Now is the time to refinance and save money.
Visit one of our loan officers to see if we can save you some money in 2020 with a lower interest rate, currently below 4%.*
See Dana Tiller in our Daleville office or Chris Hollish in our Troutville office or simply apply online below.
*Rate is based on fixed terms as well as on a credit score of 740, a loan amount of $160,000 and a loan value of 80% or less of appraised value.
Our Online Application is Now Available
The Bank of Fincastle now offers the convenience of an online real-estate application. Apply from the convenience of your home, twenty-four hours a day, seven days a week. Once you complete the information on the online application, one of our real-estate professionals will be in contact with you shortly.
Residential Mortgages – Apply Here
Whether you are purchasing your first home or looking for a larger home to accommodate a growing family, The Bank of Fincastle can help you find the perfect loan option.
Currently The Bank of Fincastle offers Adjustable Rate Mortgages (ARM). If you don’t expect to stay in your home more than a few years, or if you anticipate a future increase in income, The Bank of Fincastle adjustable rate mortgage may be the best choice for you. You will find lower initial monthly payments, easier qualification requirements, lower initial costs and down payments.
Should this program not be in your best interest The Bank of Fincastle will be pleased to refer you to Colonial Mortgage Company where you will find additional financing options.
Construction Loans – Apply Here
Are you dreaming of building a new house? Let The Bank of Fincastle provide you with the financing you need. We offer construction financing and permanent fixed-rate financing through our affiliate Colonial Mortgage Company where you will benefit with reduced closing costs. So…whether you are building a three-bedroom ranch or four story contemporary on the lake, our experienced loan officers are prepared to guide you through the building process.