Overdraft Protection for Your Checking Account


Yes… we have all done it — written a check, or used a VISA®  check card or ATM card and forgot to record the transaction; which results in an overdrawn checking account, causing inconvenience and overdraft charges. That is why The Bank of Fincastle offers overdraft protection, linked to your savings, checking or Home Equity Line of Credit.

Should you overdraw you checking account we will automatically transfer the exact amount you need from the designated account to your checking account for just $1.00 per transfer. Now that’s peace-of-mind.

Savings Bonds


Paper savings bonds will no longer be sold at financial institutions after December 31, 2011.

Electronic savings bonds can be purchased online through TreasuryDirect.

U.S. Savings Bonds are a great way to invest and save! They are issued at half their face value. When you buy a $100 bond, for instance, you pay $50 for it. They have a maturity date, accrue interest from the date of purchase and you can redeem them at any time after one year. 

Existing paper bonds are still valid and will earn interest for 30 years from the issue date or until redeemed. You can continue to cash any existing paper savings bonds at any Bank of Fincastle location.

To find out more about savings bonds visit http://www.treasurydirect.gov/